At the intersection of personal wealth and business success lies the need for intentional, integrated planning. Our Business Planning & Family Office Services are designed for business owners, entrepreneurs, and families of significant responsibility who seek expert guidance in aligning their financial lives with their long-term goals.
We understand the complexity that comes with success — from managing a growing business, preserving a family legacy, or navigating a transition on your own terms. Our team partners with you to bring simplicity, coordination, and confidence to every step of your financial journey.
Client Spotlight:
Michele Evans – From Local Beginnings to Bold Reinvention
Michele Evans
Founder and CEO at NxtWaves
Watch Michele’s recent interview on the New York Stock Exchange
Michele Evans, a Richland High School graduate and Tri-Cities native, has always had a big vision for her life and work. After a successful 25-year career in HR at Microsoft and Meta, she took a leap of faith, leaving the corporate world to launch her own business. What began as a private executive membership community evolved into a thriving consultancy helping CEOs adopt AI and lead meaningful organizational change.
That kind of transition comes with risk. For Michele, however, it also came clarity—thanks in part to the support of her long-time financial advisor, Garrick Russell.
“Leaving a steady paycheck is scary,” Michele shared. “Garrick helped me map out the financial path to make it work. He’s been part of every big decision—from career moves to real estate investments.”
As her business evolved, so did their conversations. What started as retirement planning and 401(k)s naturally expanded to include cash flow, tax strategy, and alternative investments. “Having someone who understands both my goals and my risk tolerance has been invaluable,” Michele said. “He brings a 360-degree view that I couldn’t get on my own.”
Her advice to other entrepreneurs is simple: “Don’t do it alone. Having a trusted advisor early on gave me peace of mind and the confidence to grow. I started young, and that’s something I’m incredibly grateful for. Too many people try to go it alone, and in doing so, they miss out on the learning and perspective an advisor can provide.”
Today, Michele is pursuing her own version of financial freedom: covering expenses through passive income while living a full, adventurous life. “I’m well on my way there—and I know Garrick is going to help me keep moving toward that vision. If you’re looking for an advisor, find someone who truly takes the time to understand your goals, asks the right questions, and has the longevity to grow with you over time. That’s exactly what Garrick has done for me.”
Business Planning Services We Offer
Business Valuation
Gain a clear understanding of what your business is worth today — and how to increase its value over time. Whether you’re planning a transition, seeking to raise capital, or simply want to benchmark progress, our valuation expertise helps guide strategic, forward-thinking decision-making.
Business Succession Planning
Ensure your business lives on according to your vision. We help you prepare for smooth transitions —to family, key employees, or outside buyers — through thoughtful planning, tax-efficient strategies, and coordinated estate integration. Our advisors will work closely with your CPA and legal counsel to make sure every piece fits together.
401(k) Plan Review & Oversight
Your company’s retirement plan should be a benefit, not a burden. We provide independent benchmarking, fiduciary oversight, and plan design consulting to help ensure your 401(k) aligns with your business goals and employee needs.
Business & Personal Cash Flow Management
We integrate your personal and business financial lives to ensure liquidity, sustainability, and tax-efficiency. From budgeting and income forecasting to investment drawdown strategies, we help you manage today while preparing for tomorrow.
Bill Paying & Lifestyle Management
Through our family office services, we offer day-to-day bill pay, expense tracking, vendor coordination, and personal financial administration, to not only free up your time but reduce stress with our concierge-level support.
Tax Planning and Preparation
Taxes are often one of the largest expenses for high-net-worth individuals and business owners — but they don’t have to be a surprise. We provide proactive, year-round tax planning and strategic preparation to help minimize liabilities and maximize after-tax wealth. Our tax planning advisors collaborate closely with your CPA to align your tax strategy with your long-term financial goals.
What Makes HFG Trust Different
At HFG Trust, everything we do is designed to simplify your financial life. With a fiduciary-first philosophy and a full team of experts under one roof, we offer clarity, confidence, and continuity.
Integrated Solutions
We bridge the gap between your business and personal finances to create one clear, intentional path forward.
Fiduciary Approach
As your trusted advisor, we act in your best interest at all times.
Custom Tailored
No two families or businesses are alike; we design strategies to meet your unique needs.
Multi-Disciplinary Team
Access to tax planners, CFP® professionals, investment specialists, and succession experts all under one roof.
Trusted and Highly Rated
A Financial Process That Starts With You
At HFG Trust, we don’t believe in one-size-fits-all solutions. Our process begins with listening, understanding your goals, values, and life circumstances before offering any advice. From there, we develop a comprehensive strategy that aligns every piece of your financial picture: investments, tax planning, estate needs, and more.
As fiduciaries, we’re committed to transparency, not commissions. Every recommendation is tailored. Every decision is intentional. Every step is guided by what’s best for you.
Local Roots. National Perspective.
Headquartered in Kennewick, WA, HFG Trust proudly serves the Tri-Cities—Pasco, Richland, and surrounding communities, along with clients across Oregon and California. Whether you’re a pre-retiree in Richland, a business owner planning succession in Pasco, or a high-net-worth family in Kennewick, our approach stays personal, practical, and built for the long term.
Kennewick, WA
Headquarters offering full-service wealth management and fiduciary guidance in the heart of the Tri-Cities.
Berkeley, CA
Holistic wealth and estate planning for clients across California and beyond.
Roseburg, OR
Personalized financial advice and fiduciary planning for individuals, families, and business owners.
Insights That Move You Forward
Explore timely articles, market commentary, and practical guidance from the HFG Trust team. From retirement strategies to business transitions and estate planning, our expert resources are designed to simplify financial decisions and empower long-term confidence.
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Let’s Build Something That Lasts
Whether you’re planning your next business move or preparing your legacy transition strategy, we’re here to help you manage complexity with clarity.
Contact us today to explore how our Business Planning & Family Office Services can support your vision—and the people and purpose behind it.
