At HFG, we believe successful investing goes beyond chasing short-term gains. Our focus is on building long-term, stable portfolios that not only grow wealth but also manage risk thoughtfully. Because in the real world, market ups and downs are inevitable, but a disciplined, research-backed strategy empowers you to make measured, forward-thinking decisions.
Long-Term Investing, Real-Life Solutions
We’re more than just investment managers. We’re your financial partner, helping you address life’s financial questions, from retirement planning and college savings to charitable giving and major life transitions. Our goal is to help you live better, with confidence in every stage of life.
Every investment decision we make is guided by a transparent process, grounded in decades of academic research and enriched by our deep understanding of the markets. We continuously monitor, adjust, and evolve your portfolio, so it stays aligned with your goals, even as life and markets change.
Investing is about more than just performance; it’s about helping you achieve peace of mind, both today and in the years to come.
Investment Beliefs, Rooted in Purpose and Designed Around You
We specialize in portfolio management and investment services in Kennewick and the Tri-Cities. Everything we do is designed to simplify your financial life. With a fiduciary-first philosophy and a full team of experts under one roof, we offer clarity, confidence, and continuity.
Thinking in Decades, Not Just Quarters
The purpose of investing isn’t to chase the highest return. It’s to help support your personal financial goals in a way that feels intentional and steady. Year-to-year market returns often vary, and asset class winners cycle through. We keep our eye on the horizon, not the ripples in the water. That’s why every portfolio we design is thoughtfully connected to your broader financial plan, ensuring that our advice and decisions stay focused on what truly matters to you.
Letting Global Markets Work for You
A well-diversified mix of assets is the primary driver of long-term investment success. Spreading your investments across different types—such as global equities, fixed income, and alternative strategies—helps manage risk and produce more consistent results. Favoring investments that are undervalued and move independently from each other has historically led to stronger returns and less overall risk.
Investing Intentionally, Not Emotionally
Markets rise and fall—and when you’re planning for the future, periods of turbulence can bring strong emotions to the surface. That’s why we’re here: to provide calm perspective and balanced guidance. With your goals at the forefront, we make strategic investment decisions guided by objective insight, not market speculation. We rely on long-term research and facts, not short-term noise, to build portfolios that are grounded, intentional, and aligned with your vision for the future.
Understanding and Managing Risk is Key
Unexpected risk is a natural part of investing. That’s why we focus on
thoughtful planning and balanced decision making. By helping clients analyze the market during periods of volatility and avoid selling at the wrong time, we keep portfolios aligned with their purpose and create a pathway for long-term success. While many investors and advisors fixate on traditional stocks and bonds, we introduce low correlation alternative investments that help lower risk without detracting from returns and your financial goals.
Keeping Your Portfolio in Balance—Proactively
We regularly monitor your portfolio and make small adjustments as needed to maintain a level of risk that is appropriate for you and your financial plan. This ongoing process allows us to buy assets when they are undervalued and capture gains when prices rise, helping you stay invested and creating space for you to take advantage of market opportunities over time.
Minimizing Unnecessary Costs with Smart Planning
High fees and poor tax planning can quietly chip away at your long-term returns. Our team focuses on cost-effective strategies and tax-efficient solutions to help you keep more of what you earn.
Driving Progress, Together
Portfolio
Evaluation
We start by reviewing and analyzing your current investment portfolio to uncover investment opportunities that align with your goals. Understanding how your portfolio fits into your overall financial picture helps us create a plan that supports where you are today—and where you want to be in the future.
Portfolio
Transition
When it’s time to move your investments, we handle the administrative tasks for you—from establishing custodial relationships to designing and organizing the transfer of your portfolio in a way that is both smooth and tax efficient. We then document an Investment Policy Statement that clearly outlines your plan.
Portfolio
Management
We proactively manage and regularly monitor your portfolio, carefully rebalancing to manage risk while looking for opportunities to reduce your fees and minimize taxes wherever possible.
Portfolio
Review
Together, we will regularly review your investments and account activity, making sure your risk level not only fits with your financial goals, but reflects where you are today and your plans for the future.
Trusted and Highly Rated
Built on Trust. Backed by Experience.
We were founded on a simple belief: financial guidance should be independent, people-first, and free from conflicts of interest.
Since 1983, HFG Trust has operated as a Registered Investment Advisor (RIA)—a fiduciary advisory firm built to serve professionals, families, and business owners with personalized planning and institutional-grade insight.
Here’s what sets us apart:
- A commission-free, fiduciary-first model
- Advisors who listen, educate, and partner
- Expertise in retirement, estate, tax, and investment strategy
- Local presence in Kennewick, WA, with clients across the country
Our goal is your peace of mind—not product placement.
Is Your Portfolio Ready for the Unexpected?
Take a Risk Stress Test and Know for Sure.
Markets rise and fall—but your financial future shouldn’t be left to chance. A risk stress test helps you understand how your portfolio might perform in different market scenarios—from downturns and volatility to inflation spikes or global events. But understanding your risk is just step one.
You don’t have to face market uncertainty alone.
A trusted advisor can:
- Help interpret your results in the context of your overall financial plan
- Adjust your portfolio to better match your personal goals and time horizon
- Recommend strategies to reduce risk or take advantage of market opportunities
- Give you confidence to move forward—whatever the markets are doing
Take the stress test to gain a basic understanding of your risk exposure compared to notable market events. Then connect with an expert who can help turn insight into action.
Insights That Move You Forward
Financial questions don’t stop once your plan is in place. That’s why we offer up-to-date insights written by our in-house experts—not generic blog filler. We believe financial clarity starts with education and that the best decisions begin with understanding.
Federal Open Market Committee (FOMC)
September 17, 2025 The Federal Reserve, known as the Fed, is the central bank of the United States, tasked with managing monetary policy to promote economic stability and growth. It…
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Ready to Simplify Your Financial Life?
You don’t have to figure it all out on your own. Whether you’re just getting started or seeking a more integrated strategy, we’re here to help.
Let’s build your financial future—together.
