Estate planning in the Tri-Cities isn’t just about documents. It’s about direction. At HFG Trust, our estate planning professionals in Kennewick provide the clarity and care you and those closest to you deserve. Whether you’re planning for the future or managing a complex estate, we help you build and monitor a thoughtful strategy that protects what matters most. With decades of local experience using a fiduciary-first philosophy, we guide you through each decision with selfless, confident support.
What is Estate Planning?
Estate planning is the process of organizing your financial and personal affairs so your wishes are carried out clearly, during your life and after it. You might draft a will, name a guardian, set up a trust, minimize taxes, or confirm your healthcare directives.
Estate planning isn’t only for the ultra-wealthy. It helps anyone make thoughtful decisions about what happens next and gives those involved clarity, not guesswork. At HFG Trust, we help make those decisions easier, more strategic, and deeply personal.
What Makes HFG Trust Different
At HFG Trust, everything we do is designed to simplify your financial life. With a fiduciary-first philosophy and a full team of experts under one roof, we offer clarity, confidence, and continuity.
Fiduciary-First, Fee-Only Advice
Independent guidance that puts your goals first, always, with no commissions or conflicts.
Truly Comprehensive Services
One advisory relationship for planning, investing, tax, estate and trust administration, and more.
Local Roots, National Expertise
Proudly based in Kennewick, serving the Tri-Cities and clients across the country.
Decades of Trusted Experience
Over 40 years of helping individuals and families simplify life and plan for what’s next.
Credentialed, Collaborative Team
Advisors, trust officers, and planners who work together to deliver truly personalized strategies.
Long-Term, Relationship-Driven Approach
We’re not here for transactions—we’re here to guide you through life’s biggest financial decisions.
Trusted and Highly Rated
A Financial Process That Starts With You
At HFG Trust, we don’t believe in one-size-fits-all solutions. Our process begins with listening, understanding your goals, values, and life circumstances before offering any advice. From there, we develop a comprehensive strategy that aligns every piece of your financial picture: investments, tax planning, estate needs, and more.
As fiduciaries, we’re committed to transparency, not commissions. Every recommendation is tailored. Every decision is intentional. Every step is guided by what’s best for you.
Local Roots. National Perspective.
Headquartered in Kennewick, WA, HFG Trust proudly provides financial and estate planning services across the Tri-Cities—Pasco, Richland, and surrounding communities—as well as to clients throughout Oregon and California. No matter where you’re located, our commitment stays the same: to help you plan with confidence, clarity, and care.
Kennewick, WA
Your hub for financial and estate planning in Kennewick and the greater Tri-Cities. We offer full-service wealth management and fiduciary guidance, helping you plan, protect, and pass on what matters most.
Berkeley, CA
Dedicated financial and estate planning in Berkeley, CA and throughout the Bay Area. Our local team brings deep insight and discretion to your most personal financial decisions.
Roseburg, OR
Tailored financial and estate planning in Roseburg, OR with trusted fiduciary support. We guide individuals, families, and business owners with thoughtful strategies and peace of mind.
Insights That Move You Forward
Explore timely articles, market commentary, and practical guidance from the HFG Trust team. From accumulating wealth and business transitions to retirement strategies and estate planning, our expert resources are designed to simplify financial decisions and empower long-term confidence.
SECURE Act 2.0 and Required Minimum Distributions
On December 29, 2022, the SECURE Act 2.0 was signed into law. The act updates the rules surrounding retirement savings accounts and will have effects on almost every stage of…
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Frequently Asked Questions
Can a financial advisor help with estate planning?
Yes. Although HFG Trust employees do not provide legal advice or prepare legal documents, we do offer fiduciary, comprehensive estate and trust administration support. At HFG Trust, we help clients align their estate goals with tax and investment guidance by collaborating with local estate planning attorneys and managing the bigger picture. This ensures your legacy is protected from every angle.
What is the difference between a financial planner and an estate planner?
A financial planner looks at your overall financial life including investments, cash flow, and retirement. An estate planner focuses specifically on how your assets are distributed after your passing. At HFG Trust, we bring both roles together so your estate strategy works alongside your full financial plan.
Does everyone need to add estate planning to their financial plans?
Most people do. Whether you are single or a new parent, a widow, retiree, or business owner, estate planning can protect and ensure your wishes are carried out. It’s not just about wealth. It’s about peace of mind and reducing uncertainty for the people you love or the legacy you want to create.
What is the 5 by 5 rule in estate planning?
The “5 by 5 rule” allows a beneficiary to withdraw the greater of $5,000 or 5% of the trust’s assets each year. It’s commonly used in irrevocable trusts to give some flexibility while preserving the estate. We’ll help you understand how this rule, and others, may apply to your situation.
Ready to Simplify Your Financial Life?
Whether you’re seeking financial or estate planning in Kennewick or exploring your options across the Tri-Cities, we’re here to listen, guide, and help you move forward on your terms. Let’s build your financial future together with clarity, purpose, and a plan that fits.
