Skip to main content

Empowering Employees Through 401(k) Education

At HFG Trust, we believe a retirement plan is only as strong as the team and support that comes with it. That’s why our 401(k) services go beyond plan design—we deliver the education, tools, and personalized guidance your employees need to make financial decisions that support their future.

We partner directly with participants to help them not only understand their benefits but use them wisely.

What Employees Receive

Every employee enrolled in a 401(k) plan managed by HFG Trust has access to:

Personalized Retirement Guidance

All of our advisors are Certified Financial Planners™ (CFP®s) and act in a fiduciary capacity. Our dedicated 401(k) advisory team is available to meet one-on-one with employees to help them:

Ongoing Education & Workshops

We provide live and virtual education sessions tailored to your workforce, covering key topics like:

  • How the plan works
  • The value of employer contributions and vesting
  • Retirement readiness benchmarks
  • Long-term investing and staying the course
  • We break down complex financial concepts into plain language, so employees feel empowered—not overwhelmed.

Why It Matters

Bridging the Retirement Gap

Many employees aspire to retire comfortably but often lack a clear plan to get there. Social Security and personal savings may not be enough—leaving a financial gap. We focus on helping your workforce close that gap with strategies tailored to their needs.

Smart Saving and Investing Support

Through consistent saving habits, thoughtful investment options, and access to trusted financial guidance, we empower employees to take control of their financial future with confidence and clarity.

Boosting Well-Being and Benefit Value

When employees feel supported in their financial journey, it reduces stress and enhances their satisfaction with their benefits. That peace of mind helps build loyalty, engagement, and long-term workplace well-being.

Trusted and Highly Rated

Both Lisa and I were concerned that we were too casual about retirement planning. We were making contributions to IRAs, but had no clear plan in mind regarding how to best make the funds work for us. That was the start of our relationship with HFG. The first meeting inspired a sense of confidence in HFG’s approach to planning as well as Ty’s knowledge. We wantedto get a feel for where we were, where we were going, and the best way to get there. I believe working with Ty, Mike Tallman, CFP®, and all of the associates filled us with a high degree of confidence that we could weather just about any financial storm.

– Jim Toomey

After losing my husband in November of 2024, I found myself walking a road I thought we were prepared for—but quickly realized there were still many complicated steps ahead. Thankfully, we had already built a strong, trusted relationship with Ty and Mike at HFG Trust, and I truly don’t know what I would have done without them.

Mike stepped in with such patience and care, walking me through everything. It wasn’t fast, but that’s because they did everything right. They were careful, transparent, and always had my best interests at heart. They made me feel prepared, safe, and truly cared for—not just as a client, but as a person. I can’t recommend HFG Trust enough for anyone who wants peace of mind and a team that truly walks with you through every step

– Lolly Stivers

My husband and I selected HFG Trust because we were impressed with their comprehensive approach to helping us achieve our financial goals. HFG looks at several variables and provides a report that is, frankly, the best blueprint for success that I have ever seen.

Since we’ve been working with our advisor, we’ve paid for our three children’s college educations and paid off our house at age 55. I retired at 51, and my husband plans to retire at 60. We are an average family, but with the guidance and care that we’ve received, we’ve been able to meet and exceed our goals. If you choose to work with an HFG advisor, I can guarantee that you’ll walk away with an eye-opening perspective on whether you truly have your finances in order.

– Dawn Schafer

Working with Garrick has always been a positive experience. His energy is motivating and contagious, and he brings an impressive depth of knowledge to every conversation we have. He is not only exceptional at communicating complex ideas, he is also a thoughtful listener—a trait I’ve found invaluable. I always walk away from our meetings with a fresh perspective and new idea to consider. His strategic, out-of-the-box thinking is what sets him apart from advisors I have worked with in the past. When it comes to planning, Garrick is a resource I have come to deeply trust.

– J. Trinidad Garibay

Local Roots. National Perspective.

Headquartered in Kennewick, WA, HFG Trust proudly provides financial and estate planning services across the Tri-Cities—Pasco, Richland, and surrounding communities—as well as to clients throughout Oregon and California. No matter where you’re located, our commitment stays the same: to help you plan with confidence, clarity, and care.

Find a Location Near You
Cable Bridge in Kennewick, WA at sunset, symbolizing trusted wealth management and fiduciary financial advisors serving the Tri-Cities

Kennewick, WA

Your hub for financial and estate planning in Kennewick and the greater Tri-Cities. We offer full-service wealth management and fiduciary guidance, helping you plan, protect, and pass on what matters most.

View Location Details
Downtown Berkeley, California with Sather Tower in view, representing holistic wealth management and estate planning services in the region

Berkeley, CA

Dedicated financial and estate planning in Berkeley, CA and throughout the Bay Area. Our local team brings deep insight and discretion to your most personal financial decisions.

View Location Details
Downtown Roseburg, Oregon surrounded by fall colors, where HFG Trust fiduciary advisors provide financial planning for individuals, families, and business owners

Roseburg, OR

Tailored financial and estate planning in Roseburg, OR with trusted fiduciary support. We guide individuals, families, and business owners with thoughtful strategies and peace of mind.

View Location Details

Support That Reflects Your Values

At HFG Trust, we’re more than a plan provider—we’re a partner. We tailor our education and outreach to fit your organization’s culture, communication style, and goals. Whether you’re a growing company or a multi-site employer, we bring the same level of clarity, integrity, and care to every conversation.

Insights That Move You Forward

Explore timely articles, market commentary, and practical guidance from the HFG Trust team. From accumulating wealth and business transitions to retirement strategies and estate planning, our expert resources are designed to simplify financial decisions and empower long-term confidence.

View All Articles
July 31, 2025 in Wealth Management

Are You Covered: Auto Liability Insurance

Having spent several years in the insurance industry and seeing my fair share of claim situations, I still get a chuckle out of all the commercials out there. Whether it…
Read More
November 15, 2024 in Portfolio Management, Wealth Management

Lump Sum Investing vs. Dollar-Cost Averaging

Think about the last time you had a year-end bonus. After you went out for a nice dinner and topped off your car’s gas tank, you probably sat down and…
Read More
October 10, 2024 in Financial Planning

How to Choose Financial Goals

What is your most important breath of air? Answer: the next one. The future doesn’t really matter if you cannot survive long enough to see it. But once you learn…
Read More
HFG Trust tree emblem representing holistic wealth management, fiduciary financial guidance, and multi-generational legacy planning.
Smiling woman using tablet to access HFG Trust’s fiduciary financial tools for confident decision-making and wealth planning.

Ready to Simplify Your Financial Life?

Whether you’re seeking financial or estate planning in Kennewick or exploring your options across the Tri-Cities, we’re here to listen, guide, and help you move forward on your terms. Let’s build your financial future together with clarity, purpose, and a plan that fits.

Talk with an Advisor Today