Stephen Palm, CFP^®

Tri-Cities, WA

A Tri-Cities native, Stephen Palm has been helping individuals and businesses make wise financial decisions since 1998. He began his career as a small business and agricultural loan officer before becoming a financial advisor—a path that combined his expertise in finance with his desire to serve others. He earned his degree in Business Finance from The Master’s College and has spent more than two decades building long-term financial strategies rooted in trust, clarity, and shared purpose.

Stephen’s approach is personal and intentional. He takes time to understand what makes each client’s story unique, then walks alongside them with a plan that reflects their values, priorities, and vision for the future. “I make my clients’ goals my own,” he says—a belief that continues to shape his work.

In addition to his advisory role with individuals and families, Stephen plays a key role on our 401(k) Services team, acting as a fiduciary to business partners and guiding them in selecting and maintaining retirement plans that support both the business and its employees.

Deeply invested in his community, Stephen serves on the board of The Reading Foundation of Mid-Columbia, is a member of Columbia Center Rotary, and remains active in his local church. Outside the office, you’ll often find him camping with his wife and four children, hiking Cascade peaks, skiing in the winter, or playing soccer with friends.

Areas of Expertise

Education and Certificates

Business Finance – The Master’s College

Favorite Quote/Fun Fact

“What I fear is not the enemy’s strategy but our own mistakes.”

– Pericles

Email: steve@hfgtrust.com
Phone: 509.416.5509
Social: LinkedIn