Consider Accelerating Charitable Donations
Time to sign up for fraud monitoring?
With the recent revelation that Equifax experienced a data breach from May to July of this year, and personal information for over 140 million people was at risk during that time, is it finally time to pay for some form of fraud monitoring service? The answer is "yes" it's time to sign up for a monitoring service, but "no" you don't have to pay for it (yet).
Hope is not a strategy
Estimating Your Target Retirement Income
Roth 401k Rollovers
If you have retirement funds held in the Roth 401k plan of a prior employer (or a similar employer sponsored after-tax retirement account such as a Roth 403b or Roth 457 account), you might want to consider rolling those after-tax retirement accounts directly into a Roth IRA. While there are many similarities to the tax-free investment growth that these accounts offer, make sure you understand the differences that exist before making a rollover.
Advantages of a Roth IRA vs a Roth 401k
How Much Is Too Much?
The Power of PLUPs
529 Plan Information for Grandparents
For grandparents who want to help their grandchildren save for college, but also want to maintain control over the savings to make sure that it gets used for the intended purpose, 529 education savings plans are a good option. Here’s a summary of how these plans work: