Who Can Benefit From A Trust?
What is a trust?
Consider Accelerating Charitable Donations
The Future of Personal Information Security
There have been many discussions of late regarding the Equifax data breach which affected every American adult. Both high-profile data breaches and day-to-day cases of individual identity theft are becoming far too routine. Can anything be done to stem the tide? There is both good and bad news on that front.
Is your Identity Safe?
Identity Theft: What to know and what to do.
What is Identity Theft?
Identity theft happens when someone steals your personal information and uses it without your permission.
Identity theft is a serious crime. It can disrupt your finances, credit history, and reputation. If identity theft happens to you, it can take time, money, and patience to resolve.
Identity thieves might:
2018 Forecast for Social Security and Medicare Recipients (Hold Harmless Provision)
The Good News: We are expecting the largest Social Security Cost-of-Living Adjustment (COLA) next year since 2012 (announced in 2011.)
The Bad News: For many, higher Medicare Part B premiums will eclipse a large portion of their raise.
The official word regarding the COLA will come out in October. The forecast looks to be 2.2%.
Time to sign up for fraud monitoring?
With the recent revelation that Equifax experienced a data breach from May to July of this year, and personal information for over 140 million people was at risk during that time, is it finally time to pay for some form of fraud monitoring service? The answer is "yes" it's time to sign up for a monitoring service, but "no" you don't have to pay for it (yet).
Private Banking-What is it?
Social Security Spousal Claiming Strategy
Great reminder from Social Security expert, Elaine Floyd for individuals who are grandfathered in, and have the opportunity to file a restricted application for a spousal benefit while receiving delayed retirement credits for their own personal retirement benefit.
Lifetime Learning Credit vs. American Opportunity Tax Credit
Fall brings many things to look forward to. Changing leaves, sweater weather, seasonal drinks, pumpkin everything and more. For most of us, thinking about college tuition doesn’t spark a high interest. I am one of four sisters who graduated from a 4-year university and college didn’t come cheap for our family.